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Mean Genes by Terry Burnham and Jay Phelan

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Description: First chapter.
From Sex to Money to Food: Taming Our Primal Instincts By TERRY BURNHAM and JAY PHELAN Laughing all the way to the Darwinian bank Why do we have such a hard time saving money? Take the following quiz: First, how much money would you like to save each month? Write down your answer as a percentage of your income. Second, how much money are you saving? Look at the last few months of your actual savings behavior, not your dreams about next year after you pay off your credit card debt. Write down your actual savings as a percentage of income. Now compare the two figures. The unpleasant reality is that most of us save far less than we want to.
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